In October 2023, Kian Mehmandoost opened his first kiosk. Just a few months later, the second followed, and by January 2025, the third was up and running. In Berlin and beyond, he provides customers with everything they need daily—demonstrating how rapid business growth is possible with the right retail business loan.
Kian, you’ve opened three kiosks since 2023. How did you grow so quickly?
I love being an entrepreneur. I enjoy the work and Iiked the idea of opening more kiosks. Nothing was holding me back. My mindset is: If you’re already in the business and excited to expand, why not go all in?
Of course, opening a new store is always risky. Establishing a business takes at least a year, and profits only start rolling in afterwards. That’s why it’s crucial to have solid financial backing.
What financial challenges did you face?
As a self-employed retailer, you have to invest a lot upfront. The costs of launching a retail business are high. At the same time, you always need financial flexibility—to stock inventory, make business investments, or upgrade operations. Cash flow is key. Without it, you have to rely on business loans.
Why did you choose Silvr?
A friend who knows a lot about business financing recommended Silvr and their loans for retailers to me.
I started using Silvr when I opened my second kiosk. By then, I had already invested a lot of capital and needed an extra financial cushion to maintain liquidity.
What was your experience applying for a business loan with Silvr?
The process was super quick and straightforward. The best part was that simple bank statements were enough in my case—I didn’t have to submit financial statements or other documents. I appreciated how smooth and hassle-free the process was!
What sets Silvr apart from other lenders?
Getting a good business loan offer from a traditional bank can be difficult, if not impossible, especially for entrepreneurs who have been self-employed for less than three years.
Silvr is a fantastic resource for business owners who need fast financing. Traditional banks tend to be less welcoming to self-employed people and are often hesitant to offer loans. Silvr, on the other hand, provides quick, short-term financing without requiring long repayment periods.
What other financing sources do you use besides Silvr?
Right now, I also use credit cards to keep my business liquid.
What do you use the Silvr business loan for?
I use the Silvr business loan to purchase new inventory for my kiosks. When opening a new shop, you must make a significant upfront investment in stock—sometimes up to €70,000. To spread the financial risk, stay liquid, and avoid paying for everything out of pocket, I chose a business loan from Silvr.
How do you manage your repayments with Silvr?
I always keep track of how much I still need to repay. But I like that the Silvr dashboard shows precisely how much of the loan has already been paid off. You theoretically qualify for another one once you’ve repaid 50% of the loan.
What do you like most about Silvr?
I have enjoyed how easy it is to communicate with my financial advisor at Silvr. Whenever I have questions, I get a quick answer.
For example, if I need a new €20,000 loan, I can submit a request via the Silvr portal, get approval within a few days, and have the money transferred almost immediately.
With Silvr, you always feel like you’re in good hands. If I urgently need funds, I know I’ll get them quickly.
Would you recommend Silvr?
Absolutely! Silvr is perfect for self-employed entrepreneurs who rely on liquidity. Their business loans provide the solution many need but can’t get from traditional banks.
In a word, Silvr is…
A fast solution.
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