Kian Mehmandoost

Kian x Silvr: Growth Made Easy With a Retail Business Loan

Founded

2023

Industry

Retail

Size

1-10 employees

Location

Berlin, Germany

Silvr Use Case

Inventory and Growth Financing

Growth Without Retail Cash Flow Bottlenecks

Three kiosks in just 18 months—and plenty of challenges along the way. Kian Mehmandoost knows what it takes to succeed in retail. High initial investment, difficulty securing business loans, and maintaining liquidity are just a few of the hurdles entrepreneurs in this industry must overcome.

The Challenges

Inaccessible Retail Business Loans  

Traditional banks rarely lend to entrepreneurs who have been in business for less than three years.  

Upfront Inventory Costs 

Opening a new kiosk requires a significant investment in inventory.   

Cash Flow Management

Maintaining liquidity as the business scales is critical.  

Risk Management  

As profits are realized over time, minimizing financial risk is essential.    

“When opening a new shop, you must make a significant upfront investment in stock—sometimes up to €70,000”—Kian Mehmandoost, Managing Director

Kian Mehmandoost

The Solution

Fast and Hassle-Free Loan Approval

Without excessive paperwork, Kian received a Silvr business loan in just a few days—efficient and hassle-free.  

Instant Liquidity for Inventory Purchases  

With the Silvr business loan, Kian could cover high initial inventory costs without jeopardizing his liquidity.  

Flexible Repayment with No Long-Term Commitments

Transparent repayment options and the Silvr dashboard help retailers like Kian keep track of their business loans and refinance as needed.

“I didn’t have to submit financial statements or other documents. I appreciated how smooth and hassle-free the process was!”—Kian Mehmandoost, Managing Director

Kian Mehmandoost

The Results

Three Shops in Just 18 Months 

With quick access to a retail business loan, Kian scaled quickly, opening three kiosks in record time.  

Stable Liquidity Despite Major Investments  

Silvr provided the financial flexibility to invest in inventory and store upgrades without worrying about cash flow.  

Optimized Risk Management for Sustainable Growth 

By leveraging strategic financing, Kian minimized financial risk while building long-term profitability.

“Silvr is perfect for self-employed entrepreneurs who rely on liquidity. Their business loans provide the solution many need but can’t get from traditional banks.”—Kian Mehmandoost, Managing Director

Kian Mehmandoost

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